A business cash advance is an alternative funding solution for small businesses that cannot or may not want to get financing from traditional sources such as banks and other lending institutions. Businesses that accept Visa, MasterCard and American Express as a form of payment from their customers can unlock the power of those future receivables to get instant cash today. Business Cash advances using future credit card sales are a form of factoring. We would advance your company upto 125% of your average monthly Visa, Mastercard, and American Express processing. We purchase a set dollar amount of your future Visa/MasterCard/Amex sales at a discount. Then, through an automated process, we collect the payback amount by deducting a small percentage from each transaction daily.

Use the cash any way you wish. Our clients typically use the cash for:

  • Inventory Purchases – Increase your inventory to help you increase sales

  • Buying Equipment – Purchase the necessary equipment to give you a
    competitive edge.

  • Remodeling – Renovate your store to help draw in new customers

  • Advertising – Increase your customer base though new marketing programs.

  • Unexpected Expenses – Pay for legal or other unexpected emergencies.

  • Catching up with Bills – Get caught up with your rent or other expenses.

  • Trade Discounts – Take advantage of trade discounts to increase your margins

  • Consolidating Debt – Need to pay off or consolidate your debts?

  • New Staffing Requirements – Improve the efficiency of your business with additional employees